/* Shared styles for the Insurer and MGA landing pages (/insurers/, /mgas/) */
:root {
  --dark: #1d1d1d;
  --orange: #e4984b;
  --blue: #0054ff;
  --blue-light: rgba(0, 84, 255, 0.08);
  --orange-light: rgba(228, 152, 75, 0.10);
}

/* --- Hero (shorter than the home hero, straight edge with an orange accent line) --- */
.audience-hero,
.audience-hero > .container-fluid > .row {
  height: auto;
  min-height: 0;
}
.audience-hero {
  border-bottom: 8px solid var(--orange);
}
.audience-hero:after {
  display: none;
}
.audience-hero > .container-fluid > .row {
  padding: 10rem 0 6rem;
}
@media (max-width: 991.98px) {
  .audience-hero > .container-fluid > .row {
    padding: 7rem 0 4rem;
  }
}
.audience-hero .hero-eyebrow {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--orange);
  background: rgba(228, 152, 75, 0.18);
  padding: 0.35rem 1rem;
  border-radius: 100px;
  margin-bottom: 1.5rem;
}
.audience-hero .outcome {
  line-height: 1.15;
}
.audience-hero .product {
  max-width: 640px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.6;
}
.audience-hero .hero-secondary {
  display: block;
  margin-top: 1rem;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.7);
}
.audience-hero .hero-secondary a {
  font-size: 0.9rem;
  color: #fff;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.audience-hero .hero-video img,
.audience-hero .hero-video video {
  border: solid white 1px;
}
.audience-hero .hero-video .hero-loop {
  width: 80%;
  display: block;
  margin: 0 auto;
}

/* --- Generic section furniture --- */
.audience-section {
  padding: 5rem 0;
  background: #fff;
}
.audience-section.alt {
  background: var(--blue-light);
}
.audience-section .section-label {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--blue);
  background: rgba(0, 84, 255, 0.1);
  padding: 0.35rem 1rem;
  border-radius: 100px;
  margin-bottom: 1rem;
}
.audience-section .audience-title {
  font-size: 1.6rem;
  font-weight: 300;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--dark);
  margin-bottom: 0.5rem;
}
.audience-section .audience-subtitle {
  font-size: 1.05rem;
  color: #666;
  max-width: 640px;
  margin: 0 auto 2.5rem;
}


/* --- Cards (same look as the home page feature cards) --- */
.audience-cards {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  flex-wrap: wrap;
}
.audience-card {
  background: #fff;
  border-radius: 12px;
  padding: 2rem 1.5rem;
  text-align: center;
  flex: 1 1 240px;
  max-width: 320px;
  box-shadow: 0 2px 20px rgba(0,0,0,0.06);
  border-top: 3px solid var(--orange);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.audience-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 30px rgba(0,0,0,0.1);
}
.audience-card .card-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--blue);
  margin: 0 auto 1.2rem;
  color: #fff;
  font-size: 1.5rem;
  font-weight: 700;
  transition: background 0.3s ease, color 0.3s ease;
}
.audience-card .card-icon [class^='icon-'] {
  font-size: 1.5rem;
  color: #fff;
  transition: color 0.3s ease;
}
.audience-card:hover .card-icon {
  background: transparent;
  box-shadow: 0 0 0 2px var(--blue);
  color: var(--blue);
}
.audience-card:hover .card-icon [class^='icon-'] {
  color: var(--blue);
}
.audience-card h3 {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--dark);
  margin-bottom: 0.75rem;
}
.audience-card p {
  font-size: 0.9rem;
  color: #666;
  line-height: 1.6;
  margin-bottom: 0;
}
.audience-card.wide {
  max-width: 440px;
  flex-basis: 320px;
}

/* --- Proof strip --- */
.proof-stats {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  flex-wrap: wrap;
  margin-bottom: 3rem;
}
.proof-stat {
  background: #fff;
  border-radius: 12px;
  padding: 1.75rem 1.5rem;
  text-align: center;
  flex: 1 1 200px;
  max-width: 280px;
  box-shadow: 0 2px 20px rgba(0,0,0,0.06);
  border-top: 3px solid var(--orange);
}
.proof-stat .stat-number {
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--blue);
  line-height: 1.1;
  margin-bottom: 0.4rem;
}
.proof-stat .stat-label {
  font-size: 0.85rem;
  color: #666;
  line-height: 1.4;
}
.proof-logos .partners-title {
  font-size: 1rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #666;
  margin-bottom: 0.5rem;
}
.proof-logos .partner-logo {
  height: 45px;
}
.proof-quote {
  background: var(--dark);
  border-radius: 12px;
  padding: 2.5rem;
  margin: 2.5rem auto 0;
  max-width: 800px;
  position: relative;
  text-align: left;
}
.proof-quote::before {
  content: '\201C';
  font-size: 5rem;
  color: var(--orange);
  position: absolute;
  top: 0.1rem;
  left: 1.5rem;
  line-height: 1;
  font-family: Georgia, serif;
  opacity: 0.6;
}
.proof-quote p {
  color: rgba(255,255,255,0.9);
  font-size: 1rem;
  line-height: 1.8;
  font-style: italic;
  margin-bottom: 1rem;
  position: relative;
  z-index: 1;
}
.proof-quote .quote-author {
  color: var(--orange);
  font-weight: 600;
  font-size: 0.95rem;
}

/* --- CTA card --- */
.cta-section {
  padding: 5rem 0;
  background: #fff;
}
.cta-section .cta-card {
  background: var(--dark);
  border-radius: 16px;
  padding: 3.5rem 2.5rem;
  text-align: center;
  max-width: 650px;
  margin: 0 auto;
}
.cta-section .cta-card h3 {
  color: var(--orange);
  font-size: 0.9rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  margin-bottom: 0.75rem;
}
.cta-section .cta-card h2 {
  color: #fff;
  font-size: 1.8rem;
  font-weight: 300;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 1rem;
}
.cta-section .cta-card p {
  color: rgba(255,255,255,0.75);
  margin-bottom: 1.5rem;
}
.cta-section .cta-card .btn-cta-orange {
  display: inline-block;
  background: var(--orange);
  color: #fff;
  padding: 14px 32px;
  border-radius: 6px;
  text-transform: uppercase;
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-decoration: none;
  transition: background 0.3s ease, transform 0.2s ease;
  border: none;
}
.cta-section .cta-card .btn-cta-orange:hover {
  background: #d08640;
  transform: translateY(-2px);
  color: #fff;
}
.cta-section .cta-card .secondary-link {
  display: block;
  margin-top: 1.5rem;
  color: rgba(255,255,255,0.55);
  font-size: 0.85rem;
}
.cta-section .cta-card .secondary-link a {
  color: var(--orange);
  text-decoration: underline;
  text-underline-offset: 3px;
}
.cta-section .cta-card .secondary-link a:hover {
  color: #fff;
}

/* --- Footer colour consistency (matches home) --- */
.site-footer .scroll-top {
  background: var(--blue);
}
.footer-social a {
  background: var(--blue);
}

/* --- How it works --- */
.hiw-intro {
  display: flex;
  align-items: center;
  gap: 3rem;
  max-width: 1000px;
  margin: 0.5rem auto 4rem;
}
.hiw-intro-text {
  flex: 1 1 50%;
  text-align: left;
}
.hiw-intro-text .hiw-lead {
  font-size: 1.3rem;
  font-weight: 500;
  color: var(--dark);
  line-height: 1.5;
  margin-bottom: 1rem;
}
.hiw-intro-text p {
  font-size: 1.05rem;
  line-height: 1.7;
  color: #444;
  margin-bottom: 0;
}
.hiw-intro-text strong {
  color: var(--blue);
  font-weight: 600;
}
.hiw-figure {
  flex: 1 1 45%;
  margin: 0;
  text-align: center;
}
.hiw-figure img {
  width: 100%;
  max-width: 480px;
  border-radius: 12px;
  background: #fff;
  box-shadow: 0 8px 30px rgba(0,0,0,0.10);
}
.hiw-figure figcaption {
  font-size: 0.8rem;
  color: #777;
  margin-top: 0.75rem;
}
@media (max-width: 767.98px) {
  .hiw-intro {
    flex-direction: column;
    gap: 2rem;
    margin-bottom: 3rem;
  }
  .hiw-intro-text {
    text-align: center;
  }
}

.hiw-steps {
  display: flex;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
  padding-top: 1.5rem;
}
.hiw-step {
  position: relative;
  background: #fff;
  border-radius: 12px;
  padding: 2.5rem 1.5rem 2rem;
  text-align: center;
  flex: 1 1 240px;
  max-width: 320px;
  box-shadow: 0 2px 20px rgba(0,0,0,0.06);
}
.hiw-step-num {
  position: absolute;
  top: -22px;
  left: 50%;
  transform: translateX(-50%);
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--orange);
  color: #fff;
  font-weight: 700;
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 12px rgba(228, 152, 75, 0.4);
}
.hiw-step h3 {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--dark);
  margin-bottom: 0.75rem;
}
.hiw-step p {
  font-size: 0.9rem;
  color: #666;
  line-height: 1.6;
  margin-bottom: 0;
}
/* Connector line and chevron between steps on wide screens */
.hiw-step:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 50%;
  right: -2.5rem;
  width: 2.5rem;
  height: 2px;
  background: var(--orange);
  opacity: 0.6;
}
.hiw-step:not(:last-child)::before {
  content: '';
  position: absolute;
  top: 50%;
  right: calc(-2.5rem + 6px);
  width: 10px;
  height: 10px;
  border-top: 2px solid var(--orange);
  border-right: 2px solid var(--orange);
  transform: translateY(-50%) rotate(45deg);
  opacity: 0.8;
}
@media (max-width: 1099.98px) {
  .hiw-step:not(:last-child)::after,
  .hiw-step:not(:last-child)::before {
    display: none;
  }
  .hiw-steps {
    gap: 3rem 1.5rem;
  }
}